“Is there a support group for this yet?”

That is the question I posed on Twitter today.

Attempting to purchase a Fannie Mae HomePath property has been one of the most stressful experiences of my existence.

Let me start off by saying that I didn’t know that the condo was a foreclosure at first. My realtor assured me that all foreclosures are not created equal, and that this property would be a good investment. And so my husband and I proceeded to make an offer, which was promptly counter offered, so we accepted, and then waited for the pieces to fall into place. And waited. And waited. And WAITED…

Come to find out, the property had title issues that were not taken care of when it was first acquired by FNMA. And so here we are, two months later, still waiting for people to send documents to the underwriter, pay the condo fees that were owed by the previous owner, and generally get shit together so that we can actually buy the place. I have cried, gotten my hopes up, yelled, prayed, given up, and vented several times over the past few weeks while tentatively decluttering and packing up our current apartment, bit by bit, in the hopes that things will work out. We have rescheduled the delivery of our bed and couch, cancelled our address change, and given our landlord mixed messages a few times as well. All this to say that, be careful when you go house hunting, and take extra precautions to make sure you have a backup plan. We are blessed enough to live in a place where we only need to give our landlord 30 days notice, and my job is quite flexible when it comes to accepting PTO requests. Some don’t have it this easy. I’ve heard stories of people staying in hotels for months, only to end up walking away empty-handed. Tread. Carefully. And if at all possible, steer clear of Fannie Mae. She’s fickle as fuck.